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Agricultural Asset Finance

Find out more about asset finance for the agricultural industry in our detailed guide

Read on below or talk to an expert

Equipment That We Can Fund

We will consider any equipment, including:

  • Balers
  • Tractors
  • Biomass boilers
  • Combine harvesters
  • Farm vehicles
  • Firewood machinery
  • Forestry machinery
  • Milking machines
  • Recycling and plant equipment
  • Renewable energy and solar

Our Products

As we work with lenders across the whole market, searching for the best terms on your behalf, we can pass on industry-leading rates to you. Funding can be considered for almost any equipment, new purchases and refinancing.

If you’re not sure which product will be best for your business, we can work with you to understand your business, and structure the best funding package.

We offer funding from £10,000 – with no maximum loan size. Our market leading rates start at 3% per annum and facilities can be arranged for a maximum of 10 years.

Will I Be Eligible?

We can fund agricultural asset finance for almost any situation. Where you have suffered adverse credit or difficult trading performance, we may still be able to help.

As long as you’re looking to use the asset for UK business purposes, you have a good chance of qualifying.

Almost any ownership structure can be accepted including:-

  • Sole traders
  • Partnerships/LLPs
  • Limited companies

What Are the Alternatives To Asset Finance?

Asset finance is not always the most suitable option, depending on what you’re trying to fund. We are a true commercial finance brokerage and can advise on a wide range of products.

Where your asset is not considered suitable, you may want to consider business loans as an alternative. We can offer both secured and unsecured business loans.

When looking to take out a business loan, it may prove to be more difficult if you have suffered previous credit problems.

How Does the Process Work?

Initially, we take down the details of what you’re looking to do over an initial consultation over the phone. Once this call has taken place, we will discuss your application with lenders to secure the best terms for you.

We will then explain the best product to you and send you a copy of the proposal over the phone.

We then handle all the forms for you and get your application submitted to the lender for formal assessment.

Assuming the application is successful, the asset will then be purchased and delivered to you.

What Information Will I Need to Provide?

In order to assess your application we will generally need the following information:-

  • Details of the asset
  • The make & model name
  • If the asset is not new, we will need the year of manufacture and mileage/usage
  • Details of the amount needed to purchase
  • Details about you and your business
  • Accounts for your business

Can You Combine Asset Finance with Other Types of Funding?

Yes, where you need a complete financial solution for your business, asset finance can be combined with other types of borrowing.

We often advise people on asset finance only to discover that we can save them money on other financial products such as commercial mortgages, business loans and insurances.

Of course, we handle the whole process for you to make life as easy as possible for you.