ABC Finance Blog - Stay Up To Date on All Topics

Business Loan for Education Business In Cardiff Case Study

Business Loan for Education Business In Cardiff Case Study Business Loan for Education Business Discover how ABC Finance business loan experts helped this client secure a secured business loan for cash flow. The facility Location Bristol Capital raised £50,000 How funds were spent To smooth working capital The request Mr M contacted ABC Finance following ...

Secured Business Loan To Help Cashflow In Kent Case Study

Secured Business Loan To Help Cashflow In Kent Case Study Secured Business Loan To Help Cashflow Discover how ABC Finance business loan experts helped this client secure business finance in Kent. The facility Location Kent Capital raised £200,000 How funds were spent To support cash flow The request We took a call from an established ...

Secured Business Loan To Purchase A Café Case Study

Secured Business Loan To Purchase A Café Case Study Secured Business Loan To Purchase A Café Discover how ABC Finance business loan experts helped this client secure a secured business loan to purchase a café in London. The facility Location London Capital raised £60,000 How funds were spent To purchase a business The request Our ...

Business Loan For Solicitors Case Study

Business Loan For Solicitors Case Study Secured Business Loan Completed For A Chain Of Solicitors Discover how ABC Finance business loan experts helped this client secure a secured business loan to increase working capital. The facility Location Wales Capital raised £150,000 How funds were spent To increase working capital and boost cash flow The request ...

Homeowner Loan Secured To Fund Legal Fees

Homeowner Loan Secured To Fund Legal Fees Funds Raised For Legal Expenses Discover how ABC Finance arranged a homeowner loan to support our clients efforts to improve access to his son. The facility Location Tiverton Capital raised £25,000 How funds were spent To fund legal expenses The request Our client, a divorced man was taking ...

Homeowner Loan Secured Against Non-Standard Construction Property

Homeowner Loan Secured Against Non-Standard Construction Property Non-Standard Construction Homeowner Loan Find out how we raised funds against a non-standard construction property using a homeowner loan. The facility Location Chelmsford, Essex Capital raised £25,000 How funds were spent To provide funds as a wedding gift to their daughter The request The client was looking to ...

Homeowner Loan To Support Client With Bad Credit

Homeowner Loan To Support Client With Bad Credit Finance To Repay Bad Debts Discover how ABC Finance raised finance to support a client who had suffered an industrial accident. The facility Location Wrexham Capital raised £25,000 How funds were spent To repay bad debts as a result of a loss of income The request The ...

High Debt To Income Ratio Homeowner Loan Case Study

High Debt To Income Ratio Homeowner Loan Case Study High Debt To Income Ratio Homeowner Loan Case Study Discover how ABC Finance homeowner loan experts helped this client secure a homeowner loan with very limited affordability. The facility Location Tamworth, Staffordshire Capital raised £76,300 How funds were spent Debt consolidation The request Our clients had ...

Large Debt Consolidation Homeowner Loan Case Study

Large Debt Consolidation Homeowner Loan Case Study Large Debt Consolidation Homeowner Loan Case Study Discover how ABC Finance homeowner loan experts helped this client secure a loan to refinance unsecured lending. The facility Location Tunbridge Wells Capital raised £125,000 How funds were spent Debt consolidation & home improvements The request The client was looking to ...

Homeowner Loan For Debt Consolidation Provides Breathing Space Case Study

Homeowner Loan For Debt Conslidation Provides Breathing Space Case Study Homeowner Loan For Debt Consolidation Reduces Outgoings Discover how ABC Finance homeowner loan experts helped this client secure a homeowner loan and reduce their outgoings by £1,072 per month. The facility Location Tamworth, Staffordshire Capital raised £76,300 How funds were spent Debt consolidation The request ...

Homeowner loan for debt consolidation saves over £1,000 per month

Homeowner Loan Saves Over £1,000 Per Month Case Study Homeowner loan for debt consolidation saves over £1,000 per month Discover how ABC Finance homeowner loan experts helped this client secure a homeowner loan that reduced their monthly outgoings by over £1,000 per month! The facility Location Slough Capital raised £72,000 How funds were spent Debt ...

Homeowner Loan For Debt Consolidation In Bristol Case Study

Homeowner Loan For Debt Consolidation In Bristol Case Study Debt Consolidation Homeowner Loan In Bristol Discover how ABC Finance homeowner loan experts helped this client secure a homeowner loan for debt consolidation in Bristol. The facility Location Bristol Capital raised £81,500 How funds were spent Debt Consolidation The request The client was looking to raise ...

Basildon Debt Consolidation Homeowner Loan Case Study

Basildon Debt Consolidation Homeowner Loan Case Study Debt Consolidation Homeowner Loan In Basildon Discover how ABC Finance homeowner loan experts helped this client secure a homeowner loan for debt consolidation in Basildon, Essex. The facility Location Basildon, Essex Capital raised £25,000 How funds were spent Debt Consolidation The request Client was looking at raising £25,000 ...

Homeowner Loan To Fund Investment Property Purchase Case Study

Homeowner Loan To Fund Investment Property Purchase Case Study Capital Raise Homeowner Loan Secures Investment Property Discover how ABC Finance homeowner loan experts helped this client secure a homeowner loan for an investment property purchase. The facility Location Manchester Capital raised £36,000 How funds were spent Deposit funds for a new investment property The request ...

Homeowner Loan To Purchase A Business In York Case Study

Homeowner Loan To Purchase A Business In York Case Study Purchasing A Deli In York With A Homeowner Loan Discover how ABC Finance homeowner loan experts helped this client secure a homeowner loan for a business acquisition in York. The facility Location York Capital raised £80,000 How funds were spent Purchasing an existing delicatessen business ...

Debt Repayment Homeowner Loan In Blackpool Case Study

Debt Repayment Homeowner Loan In Blackpool Case Study Debt Repayment Homeowner Loan Discover how ABC Finance homeowner loan experts helped this client secure a homeowner loan to repay debts in Blackpool. The facility Location Blackpool Capital raised £25,000 How funds were spent Debt consolidation and home improvements The request Our clients (a young couple) were ...

Invoice Finance Facility Secured For Leicestershire Wholesaler

Invoice Finance Facility Secured For Leicestershire Wholesaler Case Study Invoice Finance Facility Secured For Leicestershire Wholesaler Discover how ABC Finance invoice finance experts helped this client secure wholesale invoice finance to increase working capital. The facility Location Leicestershire Capital raised £200,000 How funds were spent Cashflow The request The client contacted ABC finance to review ...

Invoice Finance For A Hertfordshire Recruitment Agency Case Study

Invoice Finance For A Hertfordshire Recruitment Agency Case Study Invoice Finance For A Hertfordshire Recruitment Company Discover how ABC Finance invoice finance experts helped this client secure recruitment finance to improve cash flow. The facility Location Hertfordshire Capital raised £250,000 How funds were spent Invoice Finance For Business Cashflow The request The directors approached ABC ...

Invoice Finance Facility For Healthcare Provider Case Study

Invoice Finance Facility For Healthcare Provider In Nottinghamshire Case Study Invoice Finance Facility For Healthcare Provider In Nottinghamshire Discover how ABC Finance invoice finance experts helped this client secure invoice finance for a healthcare business in Nottinghamshire. The facility Location Nottinghamshire Capital raised £1,500,000 How funds were spent Invoice Finance The request We were approached ...

Invoice Finance Facility For A Construction Company In Buckinghamshire Case Study

Invoice Finance Facility For A Construction Company In Buckinghamshire Case Study Invoice Finance Facility For A Construction Company In Buckinghamshire Discover how ABC Finance invoice finance experts helped this client secure invoice financing for a construction business in Buckinghamshire. The facility Location Buckinghamshire Capital raised £250,000 How funds were spent Invoice Finance To Increase Working ...

Invoice Finance Facility Secured For Domiciliary Care Client

Invoice Finance Facility Secured For Domiciliary Care Client Case Study Domiciliary Care Invoice Finance Discover how ABC Finance invoice finance experts helped this client secure a asset-based lending in Cambridgeshire. The facility Location Cambridgeshire Capital raised £75,000 How funds were spent Invoice Finance To Increase Working Capital The request A new domiciliary care company approached ...

Quick Regulated Bridging Loan Secured for Property Purchase

Discover how we helped clients secure a £200,000 net bridge loan, enabling them to purchase their rented property under market value with a quick completion.

Second Charge Bridging Loan Secured for Buy to Let Property Refurbishment

See how we facilitated a £20,000 bridge loan for a client facing tenant issues, enabling property refurbishment and profitable sales despite financial hurdles.

Non-Regulated Development Exit Bridging Finance

Explore our successful refinancing case where a client transitioned to a bridging loan, cutting costs and increasing profits on their recent property development project.

Re-bridge Loan Secured for Pub to Residential Conversion

With a £150,000 loan and a £90,000 retained facility, we help turn a former public house into desirable semi-detached homes.

Second Charge Bridging Loan for Business Investment

We provided a £30,000 second charge bridge loan, allowing our client to act fast and capitalise on a lucrative opportunity.

Auction Purchase Using A Regulated Bridging Loan

Learn how we facilitated a seamless auction purchase for clients, providing a bridging loan that covered the full price and renovation expenses with ease.

Bridging Loan Secured for HMO conversion and refurbishment

See how we helped a client transform a vacant property into a profitable HMO. Quick funding enabled refurbishment and income generation during job search.

Bridging Loan Secured to Complete Work on New Build Property

Discover how we helped a client secure £300,000 for a new build, avoiding high fees and monthly assessments, ensuring a smooth transition to their dream home.

Bridging Loan to Raise Money for Property Purchase in Asia

Learn how we facilitated a £165,000 bridging loan for a client purchasing a new build in Asia, overcoming challenges with swift, flexible solutions and dual legal representation.

Regulated Chain Break Bridging Loan

Discover how we facilitated a swift move for a client from Blackpool to Hertfordshire, securing a loan without physical valuations. Fast, efficient, and cost-effective.

Bridging Loan to Raise Capital and Consolidate Debt

Read how we assisted a client in overcoming financial struggles through a bridging loan, enabling debt consolidation, vehicle purchase, and credit rebuilding.

Second Charge Bridge for Business Purposes

See how we facilitated a £50,000 second charge mortgage, allowing our client to renovate his investment property and refinance for reduced monthly payments.

Urgent Bridge On An Un-Mortgageable Property

Discover how we secured a £150,000 bridging loan for a client facing mortgage challenges. Our tailored solution enabled property purchase and necessary renovations.

Bridging Loan Secured for Quick Auction Purchase

Learn how our expert team facilitated a swift loan placement, ensuring seamless communication and collaboration to meet tight deadlines with a reliable lender.

What Are Bridging Loans and How Do They Work?

Bridging loans are short-term loans that are secured against property. They are not mortgages although work in a similar way albeit for a much shorter period. Banks and building societies began to offer bridging loans in the 1960s to residential homebuyers. The loans were a niche product to ‘bridge’ the gap between selling one property ...

Do I Need a Solicitor for a Bridging Loan?

Bridging loans,also known as commercial bridging loans, are available to businesses of all sizes requiring speedy access to funds. They are secured against existing property or a property being purchased, and can be a useful tool for short term finance. When entering into financial agreements, it is wise to take expert advice and understand your ...

How do Business Loans Work?

Whether you have a new business or an established company accessing funding is essential for a variety of reasons from expanding the business to managing cash flow through seasonal trade fluctuations. This ABC finance deep dive explains how business loans work, what the key terms to be aware of are and how to apply for ...

Business Growth Loans Explained

A business growth loan is a type of finance that helps businesses invest and expand. Growth loans are often used to purchase new equipment or stock, hire staff or undertake a marketing campaign to take the business to the next level. Growth loans can also support expansion into new markets beyond the UK. What is ...

How to Apply for a Business Loan

A business loan involves borrowing capital from a lender, which is repaid over a fixed period. It can be used for almost any business-related purpose. Loans are a common option for both start-up businesses and established companies. They can be used to fund expansion, maintain cash flow throughout the year’s peaks and troughs, or pay ...

Expert Tips on How to Approach Asking for a Pay Rise

With the ongoing cost-of-living crisis, many people are looking for ways to make their money go further. As well as using budgeting techniques – such as cutting down on unnecessary spending, like takeaways or entertainment subscriptions – one approach is to ask your employer for a pay rise, ideally at least in line with inflation. ...

The Fall of FTX – A Case Study

In the second half of 2022, the crypto market was rocked by one shock after another. First, Bitcoin suffered one of its most dramatic drops, plummeting from $35,000 in April to $17,000 by June, with altcoins following the same pattern. That was largely attributed to the TerraUSD Classic (USTC) losing its peg against the USD ...

How to Manage Compulsive Spending & Shopping Addiction

We collaborated with consultant clinical psychologist Dr Nick Johl to discover more about compulsive spending, shopping addiction, and impulse buying. Read on to find out more… Compulsive Spending What is compulsive spending / shopping addiction? Nick shared that “shopping addiction, which is also known as compulsive shopping disorder, is where the desire to make purchases ...

The Vital Role of Mentors in Small Business Success

The business press is full of terrifying tales about new business start ups. Depending on which particular horror writer you prefer to believe, something between 40 and 60 percent of new businesses fail in the first three years. However, that doesn’t deter more people every year from taking the plunge and launching their own businesses. ...

Money Vs Mental Health

In March 2023, The Bank of England raised interest rates again, taking the base rate to 4.25% in the 11th rise since December 2021. With this news, and the ongoing cost-of-living crisis in the UK, we collaborated with consultant clinical psychologist Dr Nick Johl to discover Britain’s biggest money worries, commenting on the impact on ...

Unexpected ways AI will change your life

REVEALED: UNEXPECTED WAYS AI WILL CHANGE YOUR LIFE – WITHOUT YOU EVEN KNOWING Did you know that only 1/3 (33%) of the world’s population believe they use technology with Artificial Intelligence (AI)? When, in fact, over three quarters (77%) of us do on a daily basis. But, AI is far from robots attempting to take ...

Companies more profitable than countries

When we’re not busy helping borrowers get bad credit homeowner loans, we like to delve into the worlds finances and look at the super wealthy. It really is a different world for super rich individuals and companies. This time, we took some time out and asked our superb homeowner loans team to take a look ...

A snapshot of administration Britain

Business administration leads to redundancies and is a common reason that our homeowner loans team hear for how consumers to ended up in debt. So we decided to give them a break from explaining to people how to get a homeowner loan and tasked them with taking a deep dive into how business administrations impact ...

Is the UK in a property fraud crisis

Property fraud has become an increasingly pervasive problem in the UK, with devastating consequences for individuals and the economy as a whole. The fraudulent activity can range from individuals falsifying mortgage applications to complex organized schemes involving multiple properties and fake identities. The impact of property fraud is not limited to financial loss for victims, ...

How billionaires plan to live forever

When we’re not busy working away on our day job as secured loan brokers, we like to have some fun. So we decided to research the crazy things that billionaires laugh in the face of immortality! Enjoy! HOW BILLIONAIRES PLAN TO LIVE FOREVER While we all know that billionaires control a substantial amount of the ...

The future of UK high streets

The high street has been struggling for years and the trend only looks set to continue. While we’re seeing a rise in billionaires and countries that make more money than entire countries, local businesses continue to be squeezed. We tasked our team of homeowner loan brokers to take a deeper look into the data and ...

The truth behind generation rent

THE TRUTH BEHIND ‘GENERATION RENT’ Recent figures suggest that up to 1/3 of millennials (people aged 23-38 as of 2019) may never be able to own their own home and have no other option aside from renting property their entire lives – while 1/2 will rent well into their forties. We decided to take a closer look at the ...

You vs the mega rich

YOU VS. THE MEGA RICH As we work with people who are looking to raise finance every day, we have a very good idea of the financial health of the nation. Some of our clients are wealthy, while others are struggling. Frankly, we have seen everything and very little shocks us. We decided to take ...

Surviving the social credit score

Most people are familiar with credit scores and how they impact a persons ability to take out a homeowner loan or other type of borrowing. Now, some countries are looking to social credit scores to ‘manage’ their population. China are the most widely reported, but of course, there is plenty of speculation as to whether ...

Who owns the UK

While many people can’t afford to buy a property, the fortunate few own great swathes of the UK. We took a break from our busy day job working with bridging loan lenders to break down who really owns the UK. While many people are struggling with rising interest rates and face a real struggle to ...

The royal economy

The Royal Family’s wealth is a contentious topic in the UK. Many people love the traditions and ceremony that go hand in hand with it while others believe the whole thing to be a drain on taxpayer money. Whichever side of the fence you’re on, there’s something undoubtedly fascinating with the Royals’ finances – how ...

The true cost of living in UK cities

We’re big believers in giving back to the community through financial education, so when we’re not busy arranging secured loans, we like to delve into the numbers behind the numbers, and educate consumers. With that in mind, we took a deep dive into the true cost of living figures for UK regions and cities. Depending ...

Disney fox merger

Disney’s acquisition of 21st Century Fox means that the House of Mouse now controls a huge amount of our most beloved films and television series. Announced in December 2017 and expected to take until at least 2021 to complete, this $66.1bn deal (that included taking on a sizeable debt portfolio from Fox) ranks amongst the ...

Video game moguls

Here at ABC Finance, we love playing video games and we also love looking into the finances of industries. With that in mind, we took a break from our day job as a leading secured loan broker who specialises in bad credit secured loans to take a look into the world of the leading video ...

The rise of lord sugar

Lord Alan Sugar is best known for his long tenure as host of the BBC’s hugely successful show The Apprentice. We asked our team of homeowner loan brokers team to take a break from educating borrowers on how to get a homeowner loan to take a look at some of his greatest achievements. His qualifications ...

How to spot a money pit

As one of the leading bridging loan brokers in the UK, we’re well versed in properties in need of serious refurbishment. As such, we broke down the key things to look at to make sure that you avoid a money pit! Buying up and leasing property is considered one of the most sure-fire ways to ...

UK’s most successful property tycoons

As leading bridging and secured loan brokers, we’re always working with property investors. We wanted to have a bit of fun here and break down who the biggest property tycoons in the UK are. As such, we took an afternoon away from arranging bad credit secured loans to have a little fun and deep dive ...

10 best films about finance

From Oliver Stone’s epic Wall Street to the hilarious Trading Places and Scorcese hit The Wolf of Wall Street, the topic of finance has inspired many a classic film. It’s no surprise when you ponder on the varied world existing within finance, which takes in everything from making ends meet to making personal millions. Consider ...

Collectible investments

When we’re not busy arranging homeowner loans and helping our clients understand how to get a homeowner loan, working out the best deal and talking to lenders, we like to have fun. With this in mind, we decided to take a look at the world of collectible investments. Read on below to see what we ...

A Guide to Becoming a Commercial Finance Introducer

We receive a large amount of enquiries each week through our panel of introducers and in return, they receive a healthy commission on the back of all completed cases. Our introducers come from many different backgrounds and work in many different roles, but have one thing in common – a relationship built on trust with ...

Working with lenders for development financing

Development Finance has been growing strongly since the market crash and we are now returning to almost pre-crash levels, with the market still on an upward curve. As people move to increase the returns on their property investment, more and more people are looking at development opportunities. When going beyond heavy refurbishment and moving beyond ...

The growth of the bridging finance market

As the bridging finance market continues to grow and the market evolves, more and more clients are looking at bridging as a viable product to secure a better deal than they otherwise would be able to achieve. Whether it’s a bridging loan to facilitate a purchase before your own property has sold, securing a lower purchase price ...

Raising money to pay urgent corporation tax

No matter how prepared you think you are, and how precise your budgets are, at ABC Finance, we appreciate that sometimes things can get in the way of your best laid plans. When it comes to saving each year for your Corporation Tax bill, sometimes the unexpected can happen, whether you have to outlay to ...

Want help finding your perfect solution?