Business Finance

At ABC Finance, we’ve been raising finance for businesses since the year 2000.

We’re true experts in the market and offer a range of different products to suit different companies at different times.

Whether you’re looking for cashflow support, revolving credit or finance to purchase new equipment, we can help.

Our finance product uses

We can raise different finance types for many different uses, including:

Raising a lump sum for business operations

Sometimes, business owners need a cash injection to drive their business forward. Whether that’s to meet expenses, fund business growth, or to finance a marketing campaign, sometimes a lump sum can transform a business. Here’s a breakdown of the best options to do that:

Business loans

A business loan can be used for almost any purpose. They can be arranged in anything from 24 hours to a few days.

A typical unsecured business loan works much like a personal loan, although they can be taken for much larger amounts, as long as you meet the lenders criteria.

Secured business loans

A slightly different product, secured business loans allow you to use a property as collateral for your loan.

This allows you to borrow more money, over a longer loan term and often at a lower interest rate.

Merchant cash advance

A merchant cash advance is a popular form of finance for retailers and hospitality businesses.

They allow you to borrow money against your future card receipts and repay them flexibly and automatically at a small, fixed percentage of your future card receipts until the facility is repaid in full.

They’re also known as business cash advances and a quick way to borrow a lump sum.

Ongoing cashflow support

Sometimes, your cashflow is slow and needs support to keep up with your outgoings, even if your business is profitable. Here are the options that can help in this situation:

Invoice finance

Invoice finance is a way to improve the cashflow of a business that operates on delayed payment terms and issues invoices for completed work.

This type of finance is made up of 2 key product types, invoice factoring – which is also known as debt factoring – passes on credit control function to your funder.

Invoice discounting, also known as confidential invoice discounting, allows you to retain control of chasing invoices and managing your sales ledger.

Business revolving credit facilities

A business revolving credit facility is a standalone product that allows you to borrow and repay funds from a separate facility as required.

This acts as an extra emergency fund that can boost your working capital when needed.

Bank overdraft

A bank overdraft is a well understood business finance product that allows you to take your balance below zero within an agreed limit.

This gives you an additional emergency fund that can be used to finance your business operations.

Finance for business assets

Acquiring new assets and equipment is crucial to keep many businesses at the cutting edge of their industries. Here’s how you can finance those purchases.

Asset finance

Asset finance comes in many forms and allows you to acquire new machinery equipment and assets without the need to pay the full purchase price upfront.

Options include operating leases, finance leases, and hire purchase facilities.

Equipment finance

Equipment finance provides you a lump sum to purchase new equipment. Many of these facilities come in the form of unsecured loans, or loans secured against the equipment that you plan to purchase.

There is a heavy crossover between different types of finance used to fund asset purchases.

Machinery finance

Machinery finance works much like equipment finance in that it provides a lump sum to purchase machinery.

These facilities are usually either unsecured or secured against the machinery that is being purchased and is then repaid over a fixed term through regular monthly repayments.

Vehicle finance

Purchasing or leasing a new vehicle for your business is a necessary cost of doing business, whether that’s a new van or truck, or even a fleet of company cars for your team.

Business van finance

As the name suggests, business van finance is used to acquire a van for your business.

Business truck finance

Again, as the name suggests, business truck finance is used to acquire a truck for your business.

We’re here to support your business finances

At ABC Finance, we’re here to support your business cashflow, finance business turnaround and support you through the ups and downs of running a company.

If you’re looking for finance, get in touch today.