Childcare Business

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Our client has been trading successfully since 2009 in the childcare sector and has earned a very reputable name and secure business.

They had the opportunity to purchase the property that they had been renting and trading from for the last eight and half years. The property was fit for purpose with no changes needed to be made upon purchase and was situated in the perfect location, close to the local schools and within a large residential area making the demand for these services invaluable.

Finance Terms

This was a simple purchase with a 66% loan to value with sufficient income on the accounts which more than supported the application. From initial enquiry to the lender wanting to arrange a meeting with the client took only 24 hours.

  • Loan Amount – £147,000
  • Valuation – £210,000
  • Rate – 2.99% over base
  • Term – 15 years
  • Monthly Payment – £1,003.66
  • Repayment Method – Repayment
  • Lender Arrangement Fee – £2,100


Although there were a few legal hurdles to overcome with regards to an Asbestos report and part of the building having a flat roof, these were all overcome by ABC Finance working closely with the client and the solicitors.


About The Author

This content was produced by our Commercial Lending Director, Gary Hemming. Gary has over 15 years’ experience in financial services and specialises in bridging loans, commercial mortgages, development finance and business loans. He is widely respected in his field and regularly provides expert commentary for specialist trade publications, specialist business press as well as local and national press.

Gary Hemming CeMAP CeFA CeRGI CSP  -  
Commercial Lending Director

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