Large Commercial Mortgages

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What Are Large Commercial Mortgages?

The team at ABC Finance Ltd are highly experienced in dealing with large, and complex commercial mortgage applications. We’ve worked with clients across all sectors to arrange market leading commercial mortgage rates.

As the size of the loan increases, lenders will be more thorough in the checking of the application. Unless carefully managed, the application can take a very long time. In addition to this, the negotiations around interest rate will often be more difficult to manage.

When using a broker to arrange a commercial mortgage in excess of £1,000,000 – it’s important they are experienced in this area. Without the necessary experience and contacts, the chances of your application being successful may be slim.

Read on below to find out more or fill in the form to talk to an expert.

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Or call us now on 01922 620008

Latest Large Commercial Mortgage Offers

Check out some of the latest large commercial mortgage offers. For applications over £2,500,000 there is a good chance we may even beat these offers for you. Your dedicated adviser will be able to ensure your chosen product is the cheapest possible for your needs before moving forward with your application.

Product CM0001 - Apply Now
Interest Rate
2.75%
Rate Type
Variable
Lender Fee
1.50%
Max LTV
80%
Min-Max Loan
£2,000,000 - £80,000,000
Property Type
Mixed Use Or Commercial
Own Occ/Investment
Owner Occupied
Max Term (Years)
20
Repayment Or Int Only
Repayment
Product CM0002 - Apply Now
Interest Rate
2.85%
Rate Type
Variable
Lender Fee
1.50%
Max LTV
65%
Min-Max Loan
£1,000,000 - £80,000,000
Property Type
Mixed Use Or Commercial
Own Occ/Investment
Investment
Max Term (Years)
15
Repayment Or Int Only
Repayment
Product CM0003 - Apply Now
Interest Rate
3.00%
Rate Type
Variable
Lender Fee
1.50%
Max LTV
80%
Min-Max Loan
£500,000 - £2,000,000
Property Type
Mixed Use Or Commercial
Own Occ/Investment
Owner Occupied
Max Term (Years)
20
Repayment Or Int Only
Repayment
CLICK HERE TO COMPARE MORE MARKET LEADING PRODUCTS

Our Lending Facilities

We work with lenders across the market and negotiate on your behalf to secure the lowest possible rates for your application. Our lending facilities aren’t always set in stone and it may be possible to negotiate an even keener deal for strong applications.

In most cases, we are paid by the lender for introducing the application to them. This means we don’t usually have to charge a broker fee for our service.

Can You Lend to Complex Ownership Structures?

Yes, we can lend to individuals, partnerships, LLPs, UK or overseas Ltd companies, pension funds and overseas borrowers.

Whatever the ownership structure, we can help. Where the structure is unusual, the product offered may be bespoke, so it’s best to discuss your application with an experienced expert.

Which Lenders Offer Large Commercial Mortgages?

Funding is usually arranged through either high street banks, challenger banks or specialist commercial lenders.

For larger loans, where the interest rate charged is all important, we will always favour high street banks. When working with these, we use our experience to negotiate favourable rates for you and won’t charge broker fees – saving you as much money as possible.

What if I’m Buying a Property Which is VAT Registered?

Where VAT must be paid on the acquisition of a property, we can fund up to 100% of the amount due, often on the same terms offered on the commercial mortgage.

Where this facility is taken up, the amount is simply repaid on successful reclaim of the VAT.

Can Lending Be Agreed Across Multiple Properties?

Yes, we can offer funding across multiple securities, with no maximum. Of course, the security offered will need to have survey reports undertaken on them. The logistics of arranging this tends to be the largest hurdle to funding very large portfolios.

Why Use ABC Finance To Arrange Your Large Commercial Mortgage?

Established in the year 2000 and fully FCA regulated, we’ve been arranging complex, and large commercial mortgage applications since the very beginning, and are very well connected across the market.

These strong relationships enable us to secure the best possible rates for our clients, quickly. When you enquire online, you will be contacted by your dedicated case manager, who will talk through your circumstances. Within two hours of the conversation, you will have written terms delivered to your email inbox and your case manager will be on hand to talk it through.

If you decide to proceed, we can fill out the paperwork for you over the phone and submit your application, along with a full report on the transaction to the chosen lender. Once submitted, we manage your application for you, right through until the loan is completed.

Enquire online to get started with your large commercial mortgage application.

about-the-author-gary-hemming

About The Author

This content was produced by our Commercial Lending Director, Gary Hemming. Gary has over 15 years’ experience in financial services and specialises in bridging loans, commercial mortgages, development finance and business loans. He is widely respected in his field and regularly provides expert commentary for specialist trade publications, specialist business press as well as local and national press.

Gary Hemming CeMAP CeFA CeRGI CSP  -  
Commercial Lending Director

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