A credit card authorisation form is a document that permits businesses to charge a customer’s credit card for payment. This form is also sometimes referred to as a ‘credit card authorisation request’.
There are many different reasons why a business might need to get authorisation from their customers before charging their credit cards. For example, if a customer is making a large purchase, the business may want to get authorisation in advance to make sure that the customer has enough funds available to cover the cost.
To make things easy, if you’re looking for a credit card authorisation form, you’ve come to the right place. In this post, we’ll provide you with a free, downloadable and printable template that you can use for your business. We’ll also go over the basics of credit card authorisation forms and what they entail.
Credit Card Authorisation Form Template as PDF
The most common way you’ll want to access this form template is as a PDF. This means you can feel the form out online, or you can edit it within an editor to make it the way you want it to be.
You can download it here.
Credit Card Authorisation Form Template as Word File
Another way to make the form your own is to edit it within a word processor. This way, you can add specific fields that are relevant to your business and make the form as user-friendly as possible.
You can download our own credit authorisation form in a Word Doc format here.
Credit Card Authorisation Form Template as Printable
If you want to print out your template in a high-quality format that you can get then write on and keep it as a physical copy, you’re going to want to download the printable version of the credit card authorisation template, which you can find here.
What are the benefits of credit card authorisation forms?
There are a few benefits of using credit card authorisation forms and why you would need to interact with them. Being aware of them will help you understand the process and ensure it is being used correctly for your specific needs.
Some benefits of using a credit card authorisation form include:
- Protecting businesses from fraud: By getting authorisation from the cardholder, businesses can protect themselves from fraudsters who may try to use stolen or fake credit cards to make purchases.
- Helping businesses to avoid chargebacks: If a customer disputes a charge on their credit card statement, the business can use the authorisation form as evidence that the customer did, in fact, authorise the charge. This can help businesses to avoid costly chargebacks.
- Reducing accounting errors: Credit card authorisation forms can help to reduce accounting errors by providing a paper trail that can be used to reconcile credit card statements.
- Ensuring customer funds are available: By getting authorisation in advance, businesses can be sure that the customer has enough funds available to cover the cost of the purchase.
- Creating a paper trail: Credit card authorisation forms create a paper trail that can be used for record-keeping purposes. This can be helpful if there is ever a dispute about a charge.
There are a few benefits to keep in mind when using credit card authorisation forms and why they would be necessary to you, your business, or the businesses you’re interacting with.
Are credit card authorisation forms safe?
Yes, credit card authorisation forms are safe. The form is simply a way for businesses to get permission from their customers to charge their credit cards. This permission is typically given verbally or in writing. When you provide your credit card information to a business, you are giving them what is called the “cardholder’s authorisation.” This authorisation gives the business permission to charge your credit card for the purchase.
The information on a credit card authorisation form is typically encrypted when it is transmitted, which means that it is converted into a code that can only be read by the business that you are giving your information to. This helps to protect your credit card information from being intercepted and used by someone other than the business that you intended to give it to.
Do credit card authorisation forms change from country to country?
Yes, credit card authorisation forms can vary from country to country. For example, in the United States, businesses must get what is called a “Merchant Account” to process credit card payments. This account is set up with a bank and allows businesses to accept credit cards as payment.
In the United Kingdom, businesses are not required to have a Merchant Account, but they may need to get what is called a “Cardholder Not Present” (CNP) license. This license allows businesses to accept credit card payments from customers who are not present, such as online or over the phone.
There are also differences in the way that credit card authorisation forms are used in different countries. For example, in the United States, businesses must get a signature from the customer when they make a purchase.
In Australia, businesses are not required to get a signature from the customer, but they may need to get an authorisation code from the customer’s bank.
Each country has its own laws and regulations regarding credit card payments, so it’s important to be aware of the specific requirements in your country.
Can credit card authorisation form examples be used by the ACH?
Yes, credit card authorisation form examples can be used by the ACH. The ACH is the Automated Clearing House network. This is a system in which electronic transfers are made between banks. The ACH network is typically used for things like direct deposit or automatic bill payments. It can also be used to process credit card payments. When a business uses the ACH network to process credit card payments, they are typically required to get what is called a “Card Not Present” (CNP) license. This license allows businesses to accept credit card payments from customers who are not present, such as online or over the phone. If you’re looking for an example of a credit card authorisation form, you can find one on the ACH website or use our templates above.